At Acumen Finance we know commercial property loans can be affected by a broad spectrum of variables that require a client specific solution in order to get the commercial loan approved.
The lending environment within the commercial loan market is always tight, commercial lenders require a robust Loan to Value Ratio (LVR), in compliance with their commercial credit policy.
We provide our clients access to commercial loans that match their commercial finance requirements. Our commercial mortgage product offerings range from straight forward commercial loans for both commercial real estate investors and owner occupiers, through to more highly leveraged structured commercial finance facilities as follows:
- Commercial loans for purchase or refinance of all commercial real estate, industrial and retail assets
- Commercial loans for owner-occupiers or investors for commercial property assets
- Commercial loans on a non-recourse basis, where no directors guarantees are required and the only security offered is the commercial property
- Structured commercial finance facilities where the LVR required exceeds current lending parameters and a structured commercial finance solution is required
We can offer the following commercial loan benefits:
- Competitive finance interest rates across the entire commercial mortgage product range;
- Fast turnaround times;
- Structured solutions for all your commercial loan requirements;
- Flexible commercial property LVR's, and other commercial finance terms and conditions;
- Non-bank commercial finance solutions;
- Access to non-bank private lenders;
- Flexible commercial loan servicing criteria; and
- Access to commercial loans based on valuation as opposed to purchase price.